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Ping An Life dignity advance payments Additional Terms

Author: WeiZhi From: www.yourpaper.net Posted: 2007-11-24 01:25:08 Read:
Additional terms to make

Begin to take effect in the dignity of life, advance payments "Additional Terms (hereinafter referred to as the" Additional Terms ") of the effect of which is attached to the main contract.

The second advance payment of insurance "payment

And after the policy has been in force for one year from the date of the validity period of the main contract, the hospital diagnosis insurer approved by the Company to determine the end of serious illness, and their risk of disease can not be cured in accordance with existing medical technology identified by the company physician, and the average survival time of less than six months according to the medical and clinical experience, may apply to the Company for the advance payment of insurance, but the claim is limited to once.

"The amount of the advance payment of insurance to apply for 50% of the main contract disease death insurance is limited, and the same insurer under the insurance contract claim advance payment of insurance," the total of 100,000 yuan limit.

The Company shall be paid the advance payment of insurance, the amount of the main contract of insurance, the insurance benefits, the cash value of the insurance policies and renewal premiums according "advance payment of insurance" when the proportion of the annual disease death insurance accordingly reduce the decrease shall be deemed shall be terminated.

Article advance payment of the insurance application

Completed by the beneficiary of the insurance payment application, and present the following evidence and information to the Company for payment of the advance payment of insurance:

1 main contract insurance policy or other insurance certificate;

The current issue of pay receipts;

(3) proof of residence and proof of identity of the insurer;

4 diagnosis certificate issued by the hospital designated or approved by the Company and the necessary inspection reports;

The insurer can provide and confirm the nature of the insurance accident because the other proof and data.

Insurers to apply to the advance payment of insurance, the company, if it thinks necessary to inspect the body of the insured, the costs borne by the Company.

The fourth beneficiary specify and change

Advance payment of insurance beneficiaries of the insured person, the Company will not be accepted specify or change.

So additional terms shall be paid the advance payment of insurance, if the main contract is still in force, the insurance beneficiary specified in the master contract may only apply for amount of derating insurance. If the insured does not apply for "advance payment of the insurance, the beneficiary's interests are handled in accordance with the provisions of the main contract, are not subject to these additional terms.

Article of non-payment of premiums and still has outstanding payments deducted

The Company in payment of the advance payment of insurance, such as policyholders is not repaid by the non-payment of premium or other payments, the Company will advance payment of insurance year master contract disease death insurance and payment the proportion paid after deducting the the above arrears and interest payable.

Article 6 applicable range

One of the following circumstances, does not apply to the additional terms:

First, the insurer has under this additional provisions apply for the advance payment of insurance;

Second, the termination of the main contract has been changed to settle derating;

Third, the main contract for death insurance on a regular basis. Additional terms of a first article to make

Begin to take effect in the dignity of life, advance payments "Additional Terms (hereinafter referred to as the" Additional Terms ") of the effect of which is attached to the main contract.

The second advance payment of insurance "payment

And after the policy has been in force for one year from the date of the validity period of the main contract, the hospital diagnosis insurer approved by the Company to determine the end of serious illness, and their risk of disease can not be cured in accordance with existing medical technology identified by the company physician, and the average survival time of less than six months according to the medical and clinical experience, may apply to the Company for the advance payment of insurance, but the claim is limited to once.

"The amount of the advance payment of insurance to apply for 50% of the main contract disease death insurance is limited, and the same insurer under the insurance contract claim advance payment of insurance," the total of 100,000 yuan limit.

The Company shall be paid the advance payment of insurance, the amount of the main contract of insurance, the insurance benefits, the cash value of the insurance policies and renewal premiums according "advance payment of insurance" when the proportion of the annual disease death insurance accordingly reduce the decrease shall be deemed shall be terminated.

Article advance payment of the insurance application

Completed by the beneficiary of the insurance payment application, and present the following evidence and information to the Company for payment of the advance payment of insurance:

1 main contract insurance policy or other insurance certificate;

The current issue of pay receipts;

(3) proof of residence and proof of identity of the insurer;

4 diagnosis certificate issued by the hospital designated or approved by the Company and the necessary inspection reports;

The insurer can provide and confirm the nature of the insurance accident because the other proof and data.

Insurers to apply to the advance payment of insurance, the company, if it thinks necessary to inspect the body of the insured, the costs borne by the Company.

The fourth beneficiary specify and change

Advance payment of insurance beneficiaries of the insured person, the Company will not be accepted specify or change.

So additional terms shall be paid the advance payment of insurance, if the main contract is still in force, the insurance beneficiary specified in the master contract may only apply for amount of derating insurance. If the insured does not apply for "advance payment of the insurance, the beneficiary's interests are handled in accordance with the provisions of the main contract, are not subject to these additional terms.

Article of non-payment of premiums and still has outstanding payments deducted

The Company in payment of the advance payment of insurance, such as policyholders is not repaid by the non-payment of premium or other payments, the Company will advance payment of insurance year master contract disease death insurance and payment the proportion paid after deducting the the above arrears and interest payable.

Article 6 applicable range

One of the following circumstances, does not apply to the additional terms:

First, the insurer has under this additional provisions apply for the advance payment of insurance;

Second, the termination of the main contract has been changed to settle derating;

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